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One app, endless possibilities. Pay, trade, earn rewards, and grow your money-your way, all in one powerful app
Manage and grow your money
Purchase crypto instantly
Transfer funds wordwide
Access Supported Coins
Pay globally with ease
Earn on every spend
Earn on every spend
Invite friends, get rewards.
PalWallet empowers businesses with advanced financial tools to boost growth, streamline payments, launch branded cards, and integrate crypto services-scaling made easy.
Business Money Management
Multi-account management
Custom card solutions
Crypto payment integration
Seamless payment processing
Branded banking services
PalWallet provides secure, next-generation financial tools designed to help businesses scale and users take full control of their finances while unlocking new opportunities.
Instant customer support
Insights and updates
Share your thoughts
Get in touch
Secure your digital assets with PalShield, the cutting-edge security suite by PalWallet designed to combine advanced MPC encryption, offline master key generation, and a robust five-factor identity verification system. Crafted to meet the needs of both casual users and crypto professionals, PalShield ensures you have full control with rigorous protection, reliable recovery, and complete peace of mind.
Available on app store & play store
PalShield enables you to generate offline master keys and HD wallets (complying with BIP‑32/BIP‑44) entirely offline. This method minimizes risk by isolating your private key from internet exposure, while supporting over 40 blockchains — empowering you to manage Bitcoin, Ethereum, and more with peace of mind.
Using our proprietary MPC protocol, PalShield splits your encrypted secret into distinct shares that are spread across multiple servers and devices. These shares “bounce” or rotate every 30 seconds, ensuring there’s no single point of compromise. Even if one share is targeted, your funds remain securely encrypted and inaccessible to attackers.
PalShield’s identity layer combines five robust authentication factors to thwart even the most determined attackers:
Download PalWallet Your Secure Gateway to Crypto
Key Generation
Upon activating PalWallet, the user generates a master key entirely offline on their personal device. This key follows the HD wallet structure (BIP-32/BIP-44), allowing the creation of unlimited wallet addresses from a single secure root.No internet exposure. No cloud backups. No centralized servers involved.
Identity Registration
The user then completes a one-time 5FA identity registration by:
This creates a non-replicable identity profile that links to the master key, enabling secure transactions and future recovery.
Ultra-Secure Transactions
Initiate a Transaction
The user begins a crypto transfer, swap, or staking operation within the PalWallet app.
Offline Signing Request
Rather than broadcasting private keys, PalShield sends a cryptographic transaction signing request to the offline environment on the user’s device.
Multi-Party Computation (MPC) Authorization
The request is encrypted and processed using MPC. Key shares — encrypted fragments of the private key — are combined temporarily to authorize the transaction.
Recovery Made Simple and Secure
Initiate Recovery on New Device
If the user loses their phone or device, they install PalWallet on a new device and launch PalShield recovery.
Rebuild Identity with 5FA
The app prompts the user to re-authenticate using their 5-factor identity:
Secure Wallet Restoration
Upon successful identity match, PalShield reconstructs access to the user’s wallets using the MPC network and backup authentication layers.
Continue Where You Left Off
The user now has full access to their crypto assets on the new device — with balances, wallet addresses, and transaction history intact.
Transaction Completed
Once authorized, the transaction is signed offline, then broadcast to the blockchain securely
— without ever exposing your master key.
Private keys are never exposed or transferred — only access is re-authorized via secure protocols.
PalStaking
Put your crypto to work by staking with PalWallet and earn rewards of up to 15% APY on your holdings.
PalStaking
Put your crypto to work by staking with PalWallet and earn rewards of up to 15% APY on your holdings.
Aside from international transfers, PalWallet includes powerful features to enhance your financial life:
Hold, convert, and spend in multiple currencies.
Earn Cryptoback
worldwide.
Buy, sell, and swap 100s of Tokens and stablecoins.
Licensed, regulated, and industry- leading security.
PalShield blends enterprise-level cryptography with polished usability. It’s the strongest available protection without the complexity. Whether you’re a casual investor or running institutional-level crypto operations, PalShield scales with your needs: providing hardened offline encryption, intelligent identity safeguards, and peace of mind.
PalSwaps
No third-party exchanges. No long wait times. Swap digital and traditional assets directly inside PalWallet with real- time rates and zero transfer delays.
Past performance is not a reliable indicator of future results. Investing in blockchain-based assets carries a risk of partial or total loss of capital. The value of any digital assets exchanged through PalWallet is subject to market volatility and other financial risks.
© PalWallet, PalWallet Limited
See Also
Support
FAQ
Blog
Affiliates Program
Crypto Services
Buy Crypto
Crypto Saving
Crypto Swaps
Crypto Staking
Crypto Prices
Over The Counter
For Startups
Looking for funding?
Multi-Chain
Polygon (MATIC)
Avalanche (AVAX)
Arbitrum (ARB)
Tron (TRX)
Polkadot (DOT)
Tezos (XTZ)
PalWallet vs Trust Wallet
PalWallet vs MetaMask
PalWallet vs Coinbase Wallet
PalWallet vs Binance Wallet
For Business Hybrid FinancePalPayments DeFi
CeFi
Crypto Assets
Bitcoin wallet
Ethereum wallet
Solana wallet
Cardano wallet
XRP wallet
Monero wallet
USDT wallet
Past performance is not a reliable indicator of future results. Investing in blockchain-based assets carries a risk of partial or total loss of capital. The value of any digital assets exchanged through PalWallet is subject to market volatility and other financial risks.
© PalWallet, PalWallet Limited
Crypto Services
Buy Crypto
Crypto Saving
Crypto Swaps
Crypto Staking
Crypto Prices
Over The Counter
For Startups
Looking for funding?
Multi-Chain
Polygon (MATIC)
Avalanche (AVAX)
Arbitrum (ARB)
Tron (TRX)
Polkadot (DOT)
Tezos (XTZ)
PalWallet vs Trust Wallet
PalWallet vs MetaMask
PalWallet vs Coinbase Wallet
PalWallet vs Binance Wallet
For Business Hybrid FinancePalPayments DeFi
CeFi
Crypto Assets
Bitcoin wallet
Ethereum wallet
Solana wallet
Cardano wallet
XRP wallet
Monero wallet
USDT wallet
Terms &
Service
AML / KYC
Policy
Cryptoassets
Risk Overview
Terms &
Service
AML / KYC
Policy
Cryptoassets
Risk Overview
Legal & Regulatory Information
The PalWallet Account and PalCard (Mastercard) are issued by Unlimint, an Electronic Money Institution authorized by the Central Bank of Cyprus under the Electronic Money Law. Unlimint is a member of the Mastercard network. Please note that electronic money products are not covered by the Deposit Insurance Scheme of the Republic of Cyprus. However, all client funds are safeguarded in segregated accounts, ensuring that in the unlikely event of Unlimint’s insolvency, your funds remain protected from claims by creditors.
Mastercard Disclaimer
The Mastercard circles design is a registered trademark of Mastercard International Incorporated.
Apple Pay Disclaimer
Apple Pay is a trademark of Apple Inc. and is provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Apple Inc. and its subsidiaries are not banks. Any card added to Apple Pay is issued by your card provider, not by Apple.
Google Pay Disclaimer
Google Pay and Google Wallet are trademarks of Google LLC. Use of these services is subject to Google’s terms and conditions.Contactless Indicator
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.OtherThe PalWallet Account and PalCard
Account and Mastercard is issued by Unlimint who are authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 900885) to issue e-money.
© PalWallet, PalWallet Limited
Past performance is not a reliable indicator of future results. Investing in blockchain-based assets carries a risk of partial or total loss of capital. The value of any digital assets exchanged through PalWallet is subject to market volatility and other financial risks.
© PalWallet, PalWallet Limited
Crypto Services
Buy Crypto
Crypto Saving
Crypto Swaps
Crypto Staking
Crypto Prices
Over The Counter
For Startups
Looking for funding?
Multi-Chain
Polygon (MATIC)
Avalanche (AVAX)
Arbitrum (ARB)
Tron (TRX)
Polkadot (DOT)
Tezos (XTZ)
Get Started
PalWallet vs Trust Wallet
PalWallet vs MetaMask
PalWallet vs Coinbase Wallet
PalWallet vs Binance Wallet
For Business Hybrid Finance
PalPayments DeFi
CeFi
Crypto Assets
Bitcoin wallet
Ethereum wallet
Solana wallet
Cardano wallet
XRP wallet
Monero wallet
USDT wallet
Privacy Policy
Cryptoassets
Risk Overview
Terms & Service
AML / KYC Policy
Legal & Regulatory Information
The PalWallet Account and PalCard (Mastercard) are issued by Unlimint, an Electronic Money Institution authorized by the Central Bank of Cyprus under the Electronic Money Law. Unlimint is a member of the Mastercard network. Please note that electronic money products are not covered by the Deposit Insurance Scheme of the Republic of Cyprus. However, all client funds are safeguarded in segregated accounts, ensuring that in the unlikely event of Unlimint’s insolvency, your funds remain protected from claims by creditors.
Mastercard Disclaimer
The Mastercard circles design is a registered trademark of Mastercard International Incorporated.
Apple Pay Disclaimer
Apple Pay is a trademark of Apple Inc. and is provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Apple Inc. and its subsidiaries are not banks. Any card added to Apple Pay is issued by your card provider, not by Apple.
Google Pay Disclaimer
Google Pay and Google Wallet are trademarks of Google LLC. Use of these services is subject to Google’s terms and conditions.Contactless Indicator
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.OtherThe PalWallet Account and PalCard
Account and Mastercard is issued by Unlimint who are authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 900885) to issue e-money.
© PalWallet, PalWallet Limited
