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One app, endless possibilities. Pay, trade, earn rewards, and grow your money-your way, all in one powerful app
Manage and grow your money
Purchase crypto instantly
Transfer funds wordwide
Access Supported Coins
Pay globally with ease
Earn on every spend
Earn on every spend
Invite friends, get rewards.
PalWallet empowers businesses with advanced financial tools to boost growth, streamline payments, launch branded cards, and integrate crypto services-scaling made easy.
Business Money Management
Multi-account management
Custom card solutions
Crypto payment integration
Seamless payment processing
Branded banking services
PalWallet provides secure, next-generation financial tools designed to help businesses scale and users take full control of their finances while unlocking new opportunities.
Instant customer support
Insights and updates
Share your thoughts
Get in touch
Power your brand with our white- label BaaaS platform. Offer digital banking, payments, cards, IBANs, and
crypto services all under your brand with our compliant, scalable, and API-first solution.
Designed For Simplicity
Security Without Compromise
Licensed and Regulated
Fiat On-Off Ramp
White-label Banking-as-a-Service (BaaS) lets you launch a fully-branded digital finance product without the need for a banking license, core infrastructure, or in-house engineering team. We provide the backend including banking APIs, KYC/AML compliance, ledgering, card issuance, and more so you can go to market fast with your own banking experience.
Whether you’re a fintech start-up, Crypto Business, telco, retailer, or enterprise brand, our white-label BaaS solution empowers you to embed financial services, improve customer retention, and unlock
new revenue streams.
This is the space to introduce the Features section. Use this space to highlight your unique aspects and to present specific credentials, benefits or special features you offer.
Offer users personalized IBANs for receiving and sending funds globally. Supports EUR, USD, GBP, and more.
Issue branded Mastercard or Visa debit cards. Enable contactless payments, ATM access, and mobile wallet integration (Apple Pay, Google Pay).
Track user balances, top-ups, payments, and FX in real-time. Offer instant P2P transfers and custom user wallet logic.
Fully managed identity verification and monitoring, aligned with European, UK, and global standards.
Access modular, RESTful APIs for account creation, onboarding, transactions, and more. Build your product fast.
Let users buy, store, and swap cryptocurrencies securely from within your app. Compliant custody and user-level controls.
Customizable front-end SDKs and UI kits allow you to build responsive, user-friendly interfaces that reflect your brand.
Focus on growth let us power the tech, compliance, and banking
Choose Your Modules
Select core features like IBANs, cards, compliance, and optional crypto services.
Customize the UX
Use our white-label UI kit or integrate via API into your existing frontend.
Integrate & Test
Integrate & Test Connect to your backend using secure APIs. Our sandbox lets you simulate real flows.
Go Live with Compliance
We handle licensing, compliance, and audits. You control the user experience.
Scale at Your Pace
Launch in one market, scale to many. Our infrastructure grows with you.
Feature
White Label BaaS
Build in House
Branding
Fully Custom
Fully Custom
Scalability
Enterprise Ready
Needs Custom Dev
Compliance
Fully Managed
DIY or Outsourced
Cost
Low Capex
High Dev & Legal Cost
Licensing
Pre Approved
Complex, Costly
Time to Launch
6 Weeks
12-24 Months
Schedule a 30-minute strategy session with our BaaS experts and turn your bold ideas into bankable solutions.
Past performance is not a reliable indicator of future results. Investing in blockchain-based assets carries a risk of partial or total loss of capital. The value of any digital assets exchanged through PalWallet is subject to market volatility and other financial risks.
© PalWallet, PalWallet Limited
See Also
Support
FAQ
Blog
Affiliates Program
Crypto Services
Buy Crypto
Crypto Saving
Crypto Swaps
Crypto Staking
Crypto Prices
Over The Counter
For Startups
Looking for funding?
Multi-Chain
Polygon (MATIC)
Avalanche (AVAX)
Arbitrum (ARB)
Tron (TRX)
Polkadot (DOT)
Tezos (XTZ)
PalWallet vs Trust Wallet
PalWallet vs MetaMask
PalWallet vs Coinbase Wallet
PalWallet vs Binance Wallet
For Business Hybrid FinancePalPayments DeFi
CeFi
Crypto Assets
Bitcoin wallet
Ethereum wallet
Solana wallet
Cardano wallet
XRP wallet
Monero wallet
USDT wallet
Past performance is not a reliable indicator of future results. Investing in blockchain-based assets carries a risk of partial or total loss of capital. The value of any digital assets exchanged through PalWallet is subject to market volatility and other financial risks.
© PalWallet, PalWallet Limited
Crypto Services
Buy Crypto
Crypto Saving
Crypto Swaps
Crypto Staking
Crypto Prices
Over The Counter
For Startups
Looking for funding?
Multi-Chain
Polygon (MATIC)
Avalanche (AVAX)
Arbitrum (ARB)
Tron (TRX)
Polkadot (DOT)
Tezos (XTZ)
PalWallet vs Trust Wallet
PalWallet vs MetaMask
PalWallet vs Coinbase Wallet
PalWallet vs Binance Wallet
For Business Hybrid FinancePalPayments DeFi
CeFi
Crypto Assets
Bitcoin wallet
Ethereum wallet
Solana wallet
Cardano wallet
XRP wallet
Monero wallet
USDT wallet
Terms &
Service
AML / KYC
Policy
Cryptoassets
Risk Overview
Terms &
Service
AML / KYC
Policy
Cryptoassets
Risk Overview
Legal & Regulatory Information
The PalWallet Account and PalCard (Mastercard) are issued by Unlimint, an Electronic Money Institution authorized by the Central Bank of Cyprus under the Electronic Money Law. Unlimint is a member of the Mastercard network. Please note that electronic money products are not covered by the Deposit Insurance Scheme of the Republic of Cyprus. However, all client funds are safeguarded in segregated accounts, ensuring that in the unlikely event of Unlimint’s insolvency, your funds remain protected from claims by creditors.
Mastercard Disclaimer
The Mastercard circles design is a registered trademark of Mastercard International Incorporated.
Apple Pay Disclaimer
Apple Pay is a trademark of Apple Inc. and is provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Apple Inc. and its subsidiaries are not banks. Any card added to Apple Pay is issued by your card provider, not by Apple.
Google Pay Disclaimer
Google Pay and Google Wallet are trademarks of Google LLC. Use of these services is subject to Google’s terms and conditions.Contactless Indicator
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.OtherThe PalWallet Account and PalCard
Account and Mastercard is issued by Unlimint who are authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 900885) to issue e-money.
© PalWallet, PalWallet Limited
Past performance is not a reliable indicator of future results. Investing in blockchain-based assets carries a risk of partial or total loss of capital. The value of any digital assets exchanged through PalWallet is subject to market volatility and other financial risks.
© PalWallet, PalWallet Limited
Crypto Services
Buy Crypto
Crypto Saving
Crypto Swaps
Crypto Staking
Crypto Prices
Over The Counter
For Startups
Looking for funding?
Multi-Chain
Polygon (MATIC)
Avalanche (AVAX)
Arbitrum (ARB)
Tron (TRX)
Polkadot (DOT)
Tezos (XTZ)
Get Started
PalWallet vs Trust Wallet
PalWallet vs MetaMask
PalWallet vs Coinbase Wallet
PalWallet vs Binance Wallet
For Business Hybrid Finance
PalPayments DeFi
CeFi
Crypto Assets
Bitcoin wallet
Ethereum wallet
Solana wallet
Cardano wallet
XRP wallet
Monero wallet
USDT wallet
Privacy Policy
Cryptoassets
Risk Overview
Terms & Service
AML / KYC Policy
Legal & Regulatory Information
The PalWallet Account and PalCard (Mastercard) are issued by Unlimint, an Electronic Money Institution authorized by the Central Bank of Cyprus under the Electronic Money Law. Unlimint is a member of the Mastercard network. Please note that electronic money products are not covered by the Deposit Insurance Scheme of the Republic of Cyprus. However, all client funds are safeguarded in segregated accounts, ensuring that in the unlikely event of Unlimint’s insolvency, your funds remain protected from claims by creditors.
Mastercard Disclaimer
The Mastercard circles design is a registered trademark of Mastercard International Incorporated.
Apple Pay Disclaimer
Apple Pay is a trademark of Apple Inc. and is provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Apple Inc. and its subsidiaries are not banks. Any card added to Apple Pay is issued by your card provider, not by Apple.
Google Pay Disclaimer
Google Pay and Google Wallet are trademarks of Google LLC. Use of these services is subject to Google’s terms and conditions.Contactless Indicator
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.OtherThe PalWallet Account and PalCard
Account and Mastercard is issued by Unlimint who are authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 900885) to issue e-money.
© PalWallet, PalWallet Limited
