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One app, endless possibilities. Pay, trade, earn rewards, and grow your money-your way, all in one powerful app

Features

Money Account

Manage and grow your money

Buy Crypto

Purchase crypto instantly

Send Money

Transfer funds wordwide

Available Tokens

Access Supported Coins

PalCard

Pay globally with ease

Rewards

Earn on every spend

Saving

Earn on every spend

Referral

Invite friends, get rewards.

Security and Insurance

Security

Protect your money and data.

Insurance

Extra cover for your assets

Wallet

Crypto Wallet

securely store and track crypto

Grow Your Business

PalWallet empowers businesses with advanced financial tools to boost growth, streamline payments, launch branded cards, and integrate crypto services-scaling made easy.

Solutions

Business Account

Business Money Management

Commercial Wallets

Multi-account management

Card Issuing

Custom card solutions

Crypto As Service

Crypto payment integration

PalPayments

Seamless payment processing

BaaS White Label

Branded banking services

PalWallet

PalWallet provides secure, next-generation financial tools designed to help businesses scale and users take full control of their finances while unlocking new opportunities.

About PalWallet

About Us

Manage your money

Join Us

Become our team member

Media Kit

Promotional resources hub

globeCreated with Sketch Beta.
Available Countries

Coming Soon

Wallet

Help Center

Instant customer support

The Pal Blog

Insights and updates

Feedback

Share your thoughts

Contact Us

Get in touch

Empower Your Business with Smart Spending

multi-currency business accounts for fiat, crypto, and instant payments built for global growth. Your business deserves more than a traditional bank. Open a fully regulated, crypto-friendly business account that lets you trade, pay, and expand worldwide faster and smarter.

Empower Your Business with Smart Spending

multi-currency business accounts for fiat, crypto, and instant payments built for global growth. Your business deserves more than a traditional bank. Open a fully regulated, crypto-friendly business account that lets you trade, pay, and expand worldwide faster and smarter.

Trusted by

PalPayments
Crypto
and Fiat Solutions Built for Businesses

Corporate Spending

The Pal Business Card gives you total control over your company’s finances fast, flexible, and fully digital. Easily manage employee expenses, set spending limits, and track transactions in real time.Need to pay online? Our complimentary virtual business card is ready instantly, so you can make secure purchases anytime, anywhere.

Multi-currency business account

Get paid and pay out in your name or business name Individual IBANs for clear, traceable transfers Send & receive EUR and GBP with ease Instant transfers via Faster Payments & SEPA Instant Third-party payments in and out, no restrictions Free internal transfers between PalWallet users

Institutional crypto trading

On & Off Ramp Fiat in, fiat out, friction-free
Trade 100s of Cryptocurrencies with zero limits
Full access to major stablecoins like USDT, USDC & more Pair agnostic — Swap any token to any token Buy. Sell. Swap. Send. Exit. All in one place.

Why Businesses Love PalCard

Managing business expenses shouldn’t mean piles of receipts, confusing spreadsheets, or delayed approvals. PalCard Business is designed for the digital-first organization that values efficiency, flexibility, and control.

Issue Unlimited Cards (Instantly)

Create virtual for employees, contractors, departments, or projects. Need a card for marketing spend, travel, or subscriptions? Issue it in seconds and start using it immediately online or in-store.

Real-Time Notifications and Approvals

Stay in the loop without micromanaging. Get instant alerts for every transaction and approve high-value expenses in a tap. No more waiting for monthly statements to catch issues.

Detailed Reporting & Instant Reconciliation

Automate your month-end close with real-time syncing and clean data exports. Filter by team, card, category, or project to get full transparency across every dollar spent.

Multi-Currency Payments, Minimal FX Fees

Manage expenses across borders with support for multiple currencies and low foreign exchange costs. Whether you’re paying freelancers in Europe, suppliers in Asia, or staff in LATAM PalCard has you covered. 

Seamless Accounting Integrations

Sync your transactions directly with the accounting tools you already use, like Xero, QuickBooks, or NetSuite. Say goodbye to manual entry and hello to error-free books.

Real Results. Real Businesses.

See how leading FinTech’s, platforms, and Web3 innovators are using PalPayments, PalWallet and PalCard to power their financial infrastructure.

Real Use Cases: How Businesses Actually Use PalCard

PalCard isn’t just a flexible business card solution it’s a strategic financial tool used daily by teams across functions. Here’s how real companies leverage PalCard to improve efficiency, gain control, and fuel growth:

Marketing Teams

Use Case: Streamlined Campaign Spend And ROI Tracking

  • Replace Clunky Manual Expense Reports With Real-Time Tracking And Automated Categorization.
  • Integrate Directly With Your Accounting Platform (E.G., Xero, QuickBooks, NetSuite) For One-Click Reconciliation.
  • Attach Receipts To Transactions Via Mobile App, Reducing Back-And-Forth With Employees.


Impact: Cut Month-End Reconciliation Time By Up To 80%, And Reduce Errors And Fraud Risks.

Remote & Distributed Teams

Use Case: Empower global employees while keeping centralized oversight

  • Issue localized cards to employees in different countries—each with its own spend rules, currencies, and limits.
  • Automatically convert local currencies at low FX rates and track spending by region or office.
  • Employees can make purchases for equipment, subscriptions, or travel without delays or reimbursement requests.


Impact: Teams move faster without compromising control or compliance—no more bottlenecks for small but important purchases.

Founders & Operations Leads

Use Case: Focus on growth, not paperwork

  • Centralize all company spend from subscriptions and tools to travel and operations in one easy dashboard.
  • Delegate spending power to trusted team members without losing oversight.
  • Use data-rich insights to spot spending inefficiencies and optimize operations.


Impact: Less admin, fewer surprises, and more bandwidth to focus on scaling your business.

PalPayments for Business: Move Money Smarter

Send, receive, and manage global payments fiat and crypto through one powerful, API-ready platform. Built for modern businesses that demand speed, compliance, and scale.

How It Works

This is the space to introduce the Features section. Use this space to highlight your unique aspects and to present specific credentials, benefits or special features you offer.

1. Create Your Business Account

Sign up in minutes with your company details.

2. Add Your Team

Invite employees, assign roles, and issue cards.

3. Set Limits & Controls

Define rules for each card based on your business needs.

4. Track, Report, and Grow

Monitor expenses, generate reports, and optimize spending all in real time.

Your Business.
Your World.

Create your free account in minutes.
Send, spend, and grow your money anywhere.

Security You Can Trust.

Track, Report, and Grow

  • Real-time fraud monitoring
  • Card locking & freezing on demand 
  • Biometric authentication for all admin accounts
  • PCI-DSS compliance