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One app, endless possibilities. Pay, trade, earn rewards, and grow your money-your way, all in one powerful app

Features

Money Account

Manage and grow your money

Buy Crypto

Purchase crypto instantly

Send Money

Transfer funds wordwide

Available Tokens

Access Supported Coins

PalCard

Pay globally with ease

Rewards

Earn on every spend

Referral

Invite friends, get rewards.

Wallet

Crypto wallet

securely store and track crypto

Security and Insurance

Security

Protect your money and data.

Insurance

Extra cover for your assets

Grow Your Business

PalWallet empowers businesses with advanced financial tools to boost growth, streamline payments, launch branded cards, and integrate crypto services-scaling made easy.

Solutions

Business Account

Business Money Management

Commercial Wallets

Multi-account management

Card Issuing

Custom card solutions

Crypto As Service

Crypto payment integration

PalPayments

Seamless payment processing

BaaS White Label

Branded banking services

PalWallet

PalWallet provides secure, next-generation financial tools designed to help businesses scale and users take full control of their finances while unlocking new opportunities.

About PalWallet

About Us

Manage your money

Use Case

Transfer funds worldwide

Investor Relation

Global payment solutions

Media Kit

Promotional resources hub

Available Countries

Supported regions list

Wallet

Help Center

Instant customer support

The Pal Blog

Insights and updates

Feedback

Share your thoughts

Contact Us

Get in touch

PalSaving: Effortless Crypto Earnings with Flexible Savings

Turn your idle crypto into a reliable income stream with PalSaving  the smart, flexible, and secure crypto savings account built into PalWallet. Whether you’re holding stablecoins or blue-chip assets like ETH or BTC, PalSaving lets you earn daily interest, with no lock-ins and real-time withdrawals  all from your mobile wallet.

Available on app store & play store

Asset

Type

APY

USD Coin

USDC

Stablecoin

7%

Pax Dollar

USDP

Stablecoin

7%

TrueUSD

TUSD

Stablecoin

7%

Dai

DAI

Stablecoin

7%

Bitcoin Cash

BCH

Cryptocurrency

3%

Litecoin

LTC

Cryptocurrency

3%

PAX Gold

PAXG

Gold-backed Token

3%

Axie Infinity Shard

AXS

Gaming Token

14%

Bitcoin

BTC

Cryptocurrency

2%

Ethereum

ETH

Cryptocurrency

3%

How PalSaving Works

PalSaving takes the complexity out of crypto yield. Just deposit supported assets like USDC or ETH into your savings vault, and we’ll handle the rest securely deploying your funds across diversified, risk-managed DeFi strategies. Your balance grows daily, and you can withdraw anytime, directly from PalWallet.

Deposit Supported Assets

Choose from stablecoins (USDC, USDT, DAI) or top cryptos (ETH, BTC, MATIC, SOL).

Funds Enter Yield Pools

Your funds are deployed into diversified, low-risk protocols optimized for yield.

Earn Daily Interest

Rewards accrue and compound daily. You’ll see your balance grow in real-time.

Withdraw Anytime

Need your funds? Withdraw instantly or with short unbonding periods (based on asset).

Unstake Anytime

If the network supports flexible staking, you can unstake when you're ready.

Ready to take your money global?

Open your multi-currency account in minutes.

Why Use PalSaving?

Flexible Withdrawals

Access your funds anytime with no penalties

Non-Custodial

Your crypto stays in your wallet, not with a third-party

Daily Compounding

Watch your balance grow every day

DeFi-Powered, Risk-Managed

Optimized yield strategies across multiple protocols

In-App Transparency

View earnings, sources, APY history, and risk ratings

Integrated in PalWallet

No external platforms or bridging needed

Buy Crypto Instantly in the PalWallet App

Multiple
Payment Options

Purchase crypto using Visa, Mastercard, Google Pay, or Apple Pay directly within the app.

Clear Pricing,
No Surprises

Real-time exchange rates with fully transparent fees shown before you buy.

Immediate
Access

Your crypto is delivered instantly to your PalWallet, ready to use or store securely.

Lock In the Best Rates, Every Time

Download PalWallet Your Secure Gateway to Crypto

Unlock the Power of DeFi with PalWallet.

PalWallet brings DeFi under one roof staking, farming, token swaps, and portfolio tracking without sacrificing security or sovereignty. Whether you’re LP’ing on the fly, chasing real yield, or rotating into new protocols, PalWallet keeps you connected to the pulse of the on-chain economy.
Fully self-custodial. Regulator-backed. Built for multi-chain Ops.
No centralized lock-ins. No clunky UX. Just clean access to the future of finance with the tools you actually use.

Send Money Globally. 

Instantly. For Free.

1. Download the app

Download it, confirm it, done. That easy.

2. Add friends, family, or anyone you need to pay

Both sender and receiver need PalWallet for free transfers

#SendMoneyFree

3. Add funds

Crypto, card, or bank your choice to top up

BTC Recieved

0.364

BTC Recieved

0.364

Send

24 GBP

Send

24 GBP

Sent

3000 USDT

Received

380 USD

Sent

3000 USDT

Received

380 USD

4. Send it or earn passively

Pay friends instantly, or earn rewards on what you keep.

Sent

$ 75546

Sent

$ 75546

Earn Up To 15% APY on 
Your Crypto & Stablecoin!

Earn Up To 15% APY
on 
Your Crypto & Stablecoin!